Banking system

Twin merging in the Indian banking industry holds immense potential to drive growth, innovation, and resilience.

Financial autonomy is desirable for everyone, but it is unequal even today especially, where women are concerned.

The society expects transparency, reliability, accountability and effective discharge of duties and responsibilities by the banks. Depositors of a bank put their hard-earned salaries and life savings in the banks which should by protected before lending huge loans to fraudsters masquerading as borrowers.

यह विडम्बना ही है कि केन्द्रीय बैंक यानि रिजर्व बैंक में सभी पदाधिकारी चाहे वो अधिकारी हों या डायरेक्टर सभी की विद्वता में कहीं भी किसी भी प्रकार की कमी नहीं हैं। फिर भी कुछ ऐसे मसले हैं जिस पर बार बार अवगत कराने  के बावजूद वे लोग किसी भी प्रकार का सुधार करते नजर नहीं आ रहे हैं।

बैंकिंग ग्राहक पे एहसान नहीं सेवा है.

Broadly, the main concerns of allowing large corporate houses to own banks relate to conflicts of interest, governance issues and concentration of economic power.

To make them self-reliant, the government should also relax the restrictions imposed on its behalf so that the dependence of banks on the government can be reduced.

There have been many events in the last couple of years, which indicates that we are heading towards a massive financial crisis.

In the recent case of PMC bank, only accountability is discussed and would be discussed for many months to come, however, there're some other more issues too which need to be looked upon.