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I am a retired senior Bank official worked last as GroupHead Ethics and Compliance of French MNC Bank in India. I have wide treasury experience with PSU, old and new Pvt Sector banks in very senior positions. I have also worked as CEO of FIMMDA
In the recent case of PMC bank, only accountability is discussed and would be discussed for many months to come, however, there're some other more issues too which need to be looked upon.
With more and more banks going to be set up after ‘on TAP’ licensing to small Finance, Payment banks etc there should be a proper mechanism to monitor these type of stringent actions.