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शुरू करें 5 बिज़नेस सरकार देगी 90 फीसदी लोन

sheenasharma
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शुरू करें 5 बिज़नेस सरकार देगी 90 फीसदी लोन

केन्द्र सरकार की तरफ से स्वरोजगार को बढ़ावा देने का हर प्रयास किया जा रहा है। सरकार के तरफ से सरकारी योजना चलाकर बिजनेस लोन देने की व्यवस्था की जा रही है। कुछ बिजनेस पर सरकार की तरफ से 50 प्रतिशत लोन उपलब्ध कराया जाता है तो वहीं एमएसएमई कैटेगरी के कुछ बिजनेस पर 90 प्रतिशत तक बिजनेस लोन मुहैया कराया जाता है। आइये आपको बताते हैं कि एमएसएमई कैटेगरी के 5 ऐसे कौन से बिजनेस हैं जिसपर सरकार की तरफ से 90 फीसदी तक लोन मिल सकता है। 

  1. काष्ठ उद्योग 
  1. खादी के कपड़ों का बिजनेस करने के लिए 
  1. बांस का उपकरण बनाने के लिए 
  1. टेंट हाउस का बिजनेस करने के लिए 
  1. कोलतार बनाने के लिए 

काष्ट उद्योग के लिए लोन 

लकड़ी के उपकरण की मांग वर्तमान में बहुत अधिक है। ऐसे में सरकार की तरफ से उन कारीगरों को 90 प्रतिशत तक का लोन प्रदान किया जाता है, जिन्हें लकड़ी का फार्चीनर बनाना होता है। लकड़ी का उपकरण बनाने के साथ ही लकड़ी के उपकरण करने वाले कारोबारियों को भी 90 फीसदी तक का एमएसएमई लोन आसानी से मिल जाता है। 

खादी के कपड़ों का बिजनेस करने के लिए 

हमारे देश की परंपरागत पहचान खादी है। महात्मा गांधी ने खादी पहनकर ही आजादी के आंदोलनों में भाग लिया और यह संदेश दिया कि हमें अधिक से अधिक खादी वस्त्रो का उपयोग करना चाहिए। सरकार की तरफ से खादी के कपड़ो का बिजनेस करने के लिए 90 फीसदी तक बिजनेस लोन प्रदान किया जाता है। 

बांस का उपकरण बनाने के लिए 

बांस का उपकरण बनाने वाले कारीगरों की माली हालात ठीक नहीं रहती है। वह कई बार सूदखोरों के चंगुल में फंस जाते हैं। इस बात का ध्यान रखते हुए सरकार की तरफ से बांस का सामान बनाने वाले कारीगरों को 90 फीसदी तक का बिजनेस लोन प्रदान किया जाता है। 

टेंट हाउस का बिजनेस करने के लिए 

टेंट हाउस का कारोबार वर्तमान में बहुत तेजी से चल रहा है। इसपर बैंक को यह भरोसा होता है कि लोन की रकम जल्द वापस हो जाएगी। इसलिए टेंट हाउस का बिजनेस करने के लिए 90 फीसदी तक का बिजनेस लोन दिया जाता है। 

कोलतार बनाने के बिजनेस के लिए 

कोलतार एक ऐसा प्रोडक्ट है जिसकी मांग समय – समय पर सीमित लोगों द्वारा की जाती है। जब सड़क बनाना होता है तभी कोलतार की आवश्यकता होती है। ऐसे में कोई कारोबारी कोलतार खुद से पैसा लगाकर नहीं बनाना चाहता है। इसलिए सरकार की तरफ से कोलतार बनाने के लिए 90 फीसदी तक का बिजनेस लोन मुहैया कराया जाता है। 

Part-8: The issue of giving MSP prices to all farmers

vinod2a
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Part-8: The issue of giving MSP prices to all farmers

The people advancing this argument have absolutely no understanding of how markets work. Around 60-80% of foodgrain procurement in India currently happens through the private sector. Some pay the MSP prices but most do not. Forcing every private player to pay MSP will bankrupt them as the market doesn’t demand it. This will destroy even the existing supply chain by making them go out of business. And if they go out of business, every other food crop will also be impacted and then the demand will be for the government to extend MSP to all foodcrops. The logic being that if MSP can be forced on 26 crops, why not extend it to every agricultural produce in the country?

The end result will be a majority of foodgrains (60-80%) will not be purchased by private players and will be being stuck with farmers because nobody wants their produce. Punjab is the most unequal state in India with small and marginal farmers have the smallest land holdings. Each one of the small and marginal farmers in Punjab and other states will then come close to penury and that will force the Indian Government to buy all the foodgrains which the private sector will not buy.

Currently buying even 20-40% of the rice and wheat costs the Indian Government around 1.5 lakh crores. Buying another 60-80% could set the Government back by 7.5 lakh crores just for wheat and rice. Accepting MSP for 26 crops means that the Government will need to end up buying all the produce of these farmers, if the private sector does not buy. If MSP is extended across all crops in India, the government can then just shut down completely. This is something the mischievous media refuses to discuss and protesting farmers seem to ignore. Where will the Government get the additional 6 lakh crores? Should the Government spend all its time on saving agriculture (18% of its GDP) and ignore every other sector (the balance 82%)? Should they be procuring produce which nobody in external or internal markets wants to buy. Because the MSP prices are uncompetitively priced higher than markets, it can’t even be exported and will just rot in the granaries. Political interference in the laws of economic laws of demand and supply will only have devastating consequences.

One important reason for private companies not paying MSP is a structural issue which nobody, including farmers, wants to address. The catch is that unlike governments which absorb supply chain inefficiencies, the private sector has to pay an inordinate cost to store and transport foodgrains. There is negligible supply chain and storage infrastructure in India. Governments in the past have been ineffective in addressing these issues. They had unwisely sacrificed the long-term interests of farmers in favor of votebank subsidies like free power and increased MSP prices. Other than them being counterproductive, these subsidies go straight to the hands of the richest farmers. Why does less than 1% of India pay income tax? Why are the rich farmers who also get enormous subsidies, exempt from paying tax?

Sugarcane farmers already have a model where something akin to minimum MSP is expected from all procurers. Because of price guarantees, most farmers have stopped diversifying their crops and moved en-masse to making sugar for the mills. It has been a mess where the prices of sugarcane are well above international prices and extremely uncompetitive. Because Governments don’t have funds to pay farmers the exorbitant prices, farmers keep waiting two years and more to get paid. Much of the Maharashtra suicides derive from unpaid sugarcane dues. When asked to diversify to more remunerative crops, their response is either “Sugarcane is the crop of our forefathers and we are carrying forward the legacy. Why would we grow anything else?” or a misplaced sense of pride “A cane farmer has more respect than someone who grows vegetables.” Economic logic doesn’t seem to matter. Governments need to rethink why they would want to subsidize a crop which is overpriced in the world market and has no buyers. Why not just pay farmers directly for produce they don’t make?

Supply chain logistics can only be built by massive investments in storage, roads and transportation. It requires deep pockets to finance these enterprises. While sectors like the internet economy and agricultural supply chains need enormous resources, rich countries like the United States managed this by massive government investments in the beginning and later opening it to the private sector. But for poor countries like India which can’t afford the initial massive investments, either they sacrifice their short-term gain for the long-term benefits like what China did (a concept which most Indians don’t seem to appreciate or understand) or they lean towards corporates with deep pockets like Indian or MNC conglomerates.

Blind mistrust of corporates is dangerous. There are only two options for investments, Governments and the private sector. If governments have not delivered, it has to be the private sector. There are no further choices. While people seem to relish blaming the Ambani and Adani duo for corporate excess, they are among the few best in class Indian companies which have proven themselves over the years in energy and telecom. Reliance Jio created value where nothing existed. When nobody thought of investing in the Indian internet economy and when few Indians had access to the internet, today every tech company is tying up with Jio to enter India. It was impossible to think a couple of years back that Indians would lead most other countries in data usage. Once someone does the plumbing for infrastructure, only then can other players like the average entrepreneur enter the space and expand the pie.

Techdictocracy : The new age digital martial law of Silicon Valley

UMESH KUMAR AGARWAL
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Techdictocracy : The new age digital martial law of Silicon Valley

Big Tech autocratic aristocrats who run the tech giants Facebook, Google, Amazon, Apple, Twitter & many more in the silicon valley have demonstrated themselves as the most powerful body of individuals in the world. The nexus of Tech Tyrants in a coordinated action banned & deleted accounts of President Donald Trump. Earlier a day before major tech corporations of silicon valley deleted the post of President Trump & restricted access to him for limited time. The action comes day after protesters stormed the Capitol Hill building after President Donald Trump refused to accept the validity of the US Presidential held in November 2020.

Twitter banned Trump personal account fearing the President might incite once again. Following Twitter footsteps Facebook Founder Mark Zuckerberg announced extension of ban indefinitely. Following that Google, Apple, Amazon suspended social-media app Parler which was growing platform for Trump supporters.

The coordinated action against President Donald Trump smells conspiracy of involvement of Deep State which is special interest group of elite aristocrats consisting of Military Industrial complex, pharmaceutical corporations, health insurance companies and the Tech Tyrants who are part of the nexus. President Trump actions from withdrawing troops from war ravaged Afghanistan, Iraq, Syria, bringing the price of prescription drugs affected the business interest in United States.

And President Donald Trump brazen actions for favoring American citizens certainly upset ted the lobbyist (both Republican & Democrats) in Washington DC. To censure President Donald Trump Freedom of Speech & Expression, it was imperative to block his social media accounts thereby ensuring digital blockade and build wall of censorship to prevent him communicate his views to his supporters. The recent action to block Trump FOS & FOE by the Tech Tyrants suggest that United States is turning into Communist state and Tech giants think they have more say than the leader of the free world.

The rules set by the aristocrats of Tech Tyrants can be termed as #Techdictocracy. The new age Digital Marshall law norms of these Tech Tyrants resembles to standards adopted Chinese dictator Xingping. It is no secret that the Tech Tyrants have adopted double standards with no standard policies set in place to suspend accounts which incite violence. When former Malaysian Premier Mahatir Mohammad had tweeted that Muslims have a right to be angry and “kill millions of French people” for the “massacres of the past”, Cedric O, France’s Secretary for Digital Sector urged Twitter to suspend the account of the former Malaysian prime minister and in response the tech giant deleted Mahatir Tweet.

Terrorist organization Al Qaeda, Taliban have made Facebook pages, Telegram channels, and Twitter accounts to communicate to the world depicting them as legitimate power representing people in exile. ISIS has used social media to recruit thousands of non-Arab foreigners through its propaganda, projecting itself as global caliphate in the Islamic world. The oppressive communist regime of China who have been charged with carrying out ethnic genocide of Uighur Muslim minorities & Tibetan people for decades have been allowed to have Twitter accounts.

Facebook has been accused of leaking data to Cambridge Analytica which had used the sensitive information to build up Psychological user profiles of Facebook users and use them to influence voters in many countries. Media reports emerged stating that Cambridge Analytica’s former CEO Alexander Nix,met Rahul Gandhi, former union ministers Jairam Ramesh and P Chidambaram for data mining of Facebook posts and tweet to influence voters for the 2019 national election. Facebook Founder Mark Zuckerberg has contributed $350 million to the Center for Tech and Civic Life (CTCL), a left leaning organization which operates in strongly Democratic areas.

And in the name of cracking down on hate speech the Tech Tyrant has blocked influential supporters of right wing nationalist party BJP as their ecosystem have been infested by Leftist / Jehadis sympathizers. And its time to reign in tech companies who operate in India. American companies like Apple who operate in China comply with Chinese government internet censorship, blocking access to Western news sources, information about human rights and religious freedoms, and privacy-enhancing apps that would circumvent the country’s pervasive online surveillance regime. American Tech giant Google whose services are blocked by China, is reportedly working on Project Dragonfly, censored Chinese search engine which is designed to snoop on users to link their phone numbers to the search queries thereby increasing risk of oppression among middle kingdom citizens.

The nexus of Deep State & Tech Tyrants is clearly evident and India needs to bring in strict laws to ensure that privacy of the citizens of India are safeguarded. With 3.14 Billion active users Facebook / Snapchat / Instagram is the largest social media platform in the planet & Google, the most popular search engine controls 90% of the global search engine market. And its possible for these platforms to be used to influence user behavior for targeted political gains and causing instability by spreading fake news and distorted information. The Biden Administration may publicly state of strengthening relations with India & score brownie points with settling immigration issues affecting Indian citizens but we should not forget that Vice President elect Kamala Harris has expressed solidarity with Kashmiris and stated to intervene when India abrogated the special status.

Modi Government should keep eye on leftist hawks like Democratic Congresswoman Pramila Jayapal & others and express their reservations for interference in internal affairs in India. The approach with the Biden administration should be calibrated and we should monitor American Tech Tyrants for ensuring that Indian users are not under surveillance of any form, their personal information & social interactions are not recorded. Also Indian Government must ensure that users should have alternative to these platforms and any attempt to stifle competition by Tech Tyrants that hurts emerging platforms through any means affecting the creativity, innovation should be punished.

To counter the global Tech Tyrants the Indian Government has launched its own Atmanirbhar App Store and will not charge the 30 per cent fee on all applications.The Indian Government had raised concern over snooping by Chinese company Zhenhua Data Information Technology on its top politicians and the threat posed by American Tech Tyrants should not be taken lightly.

Part-7: Will farmers get a bad deal by privatization?

vinod2a
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Part-7: Will farmers get a bad deal by privatization?

Indians have a paternalistic and socialistic approach to privatization. Nehru nationalized Indian Airlines hoping to provide top notch service and to make it accessible to everyone. Indira Gandhi did the same with Indian banks to make it accessible to the poor. The end result was extraordinary corruption, shutting the doors to the poor, rampant inefficiency and a bloated bureaucracy. Air India is an example of a guzzler which needs tens of thousands of crores a year to keep a bankrupt enterprise afloat.

It is rather inane to say that Mandis would shut down because of privatization as the Indian Government is duty bound to provide foodgrains to the very poor through the PDS in the foreseeable future. Hence, Governments will need to keep procuring. The question here is not of Government procurement, but of the extraordinary glut produced by farmers of produce, the market doesn’t need. Should it rot in the granaries or should the private sector get it?

Rather than blame the previous leaders, it is perplexing to comprehend why present-day Indians mistrust industry and hope that Government intervention alone will solve all their problems. And why is the government purchasing foodgrains instead of markets in this age? In India, whether making jam through Kissan or cars through Maruti, the government is expected to step in to provide every service. What people don’t realize is that Governments worldwide have historically done a poor job in replacing the private sector. The examples of Russia and Venezuela with food shortages and long lines waiting for food, are examples of how disastrous government control can be.

To be fair, some Indian private sector companies have been very corrupt and inefficient in the past. They have cunningly used Governmental socialistic restrictions on competition through licenses, to maintain their own monopolies. The reason why Indians got a bad deal is actually because of stunted competition and monopoly cartels. The solution will have to be more privatization and open market competition rather than less competition.  Unless we learn to trust the average Indian to innovate and make profits, government control will never find a solution. We have already seen the havoc which government control has inflicted over 60 years, hence there is no hope in going back to status quo.

Take the example of South Korea. At one time, they were among the poorest countries in the world. President Park in the 1960’s unleashed reforms to industrialize Korea and create a buzzing private sector. Because Korea was so behind the rest of the world, he divided the economy across conglomerates (chaebols) and gave them time, resources and space to grow. Within a couple of decades, companies like LG, Samsung, Hyundai and Kia Motors compare with the best of companies worldwide. Samsung alone contributes to 17% of South Korea’s GDP.

Hence inordinate distrust of the private sector only keeps the people poor and foolish. An average South Korean makes around 31362 USD a year compared to 2009 USD a year for an average Indian. Infact the GDP per capita number for India of today is comparable to South Korea of 1980. We are 40 years behind the income trajectory of South Korea.

Why China invests in poor nations & non-workable projects?

Ankit Shah
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Why China invests in poor nations & non-workable projects?
https://www.youtube.com/watch?v=sIDWvfvTnWE&t=2s

Part-6: Are the protests non-political?

vinod2a
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Part-6: Are the protests non-political?

Just look at who is driving the protests in the enclosed list. We see the following – a bunch of purely political parties and the Bharatiya Kisan Union (highlighted in yellow). The President of the Bharatiya Kisan Union is Mahendra Tikait, the son of the same leader Mahendra Tikait who brought the Rajiv Gandhi government to its heels in 1988. Mahendra Tikait belongs to the Rashtriya Lok Dal, a Jat and farmer party, which has an alliance with the Samajwadi party in Uttar Pradesh and fought against the BJP. In the 2014 Lok Sabha elections, it was galling for him to lose his election deposits by getting just 9539 votes against the more than 5.2 lakh votes for the BJP. A person who got 9539 votes claims to represent all farmers in India and the media too gives him a free pass. It is fine for protests to be political as it is the job of the opposition to oppose, but protestors to claim no political bias is blatant hypocrisy.

Hypocrisy is abundant in Indian politics and academia. While the ruling party has accused the Congress, SAD and AAP of both promising and supporting changes in APMC earlier and now walking back on their word, these parties in turn accuse the BJP of the same hypocrisy of opposing farm law reform during Congress rule. Almost every party had agreed to agricultural reform in the past, and it is blatant politics to oppose it now.

Academia is no exception to the hypocrisy all around. Kaushik Basu and Raghuram Rajan, both chief economic advisors who had preached about APMC reform and private sector involvement now claim that private sector would exploit farmers and that the laws should be repealed. Rajan once said “The private sector should be allowed to operate in developing these market linkages.” A pity that economists are worse than politicians and don’t have any moral courage to say the truth.

Data sharing is here to stay and for long

Bhimashankar Sanga
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Data sharing is here to stay and for long

Mandatory #WhatsApp privacy policy update will now allow Whatsapp to share all your WhatsApp calls, messages, contacts, profile data, group data to Facebook, with your permission. This is a dystopian nightmare for any right-thinking person as #privacy is a cornerstone of any technology revolution. Plus ça change, plus c’est la même — the more that changes, the more it’s the same thing. However, 90%+ of existing WhatsApp users will shrug off and agree to the new terms without a second thought. What is more disconcerting is far too many are either unaware or apathetic or simply trust that Whatsapp’s new terms are benign and always will be.

What is ironic is the fact that how can #Facebook be very serious about privacy whose raison d’etre and growth strategy is to track, monitor, and use people’s data and its patterns to provide its service. If a private conversation is eavesdropped by a product, then its trustworthiness becomes questionable and skepticism about the company turns into outright disbelief. All in the name of ‘convenience’, people pay an exorbitant price for the ‘privilege’ of potentially being under someone’s microscope. Privacy and security are abstract concepts and thus aren’t compelling. The glaring hole here is no one likes to sacrifice convenience for security. On the shoulders of these obligated changes, ride the profits of many “modern” robber barons. The entire purpose of this dubitable privacy policy is data-rape.

Facebook’s excuse for collecting data from its range of products to improvise its service is sheer baloney. The downside of this new policy is that there will always be some lascivious twats in the company who will snoop on your private lives under the guise of improvising service.

There may never be an end to data theft and data leak, not until there is a massive data breach involving people’s private data, that the majority of people finally wake up and decide enough is enough. But there was the Equifax data breach, that effectively splayed open the lives of at least half the people in the United States to identity thieves, and what happened after that? Nothing. All our identity information may be being bought and sold right now and we’ll never know until we find our accounts drained and gigantic loans fraudulently made in our names, ruining our lives.

Corporates have indoctrinated a philosophy that ‘Sharing is normal, privacy means you have something to hide, people with something to hide are bad and wrong and probably criminals or terrorists or pedophiles or other undesirables.’ People have been convinced that nothing about their lives is worth anything, therefore, it’s not worth protecting the privacy of anyway, so they’re trading something worthless (privacy) for convenience. Companies like Facebook or Google or Amazon or Microsoft etc. could be collecting personally identifiable data on each one of their users and lying through their teeth about it, and either selling the data to ‘third party partner companies’ or using it in their own marketing departments to sell you more things that likely will also spy on you and collect more data on you.

Unfortunately, Whatsapp has become a verb, an essential service just like Google. There is no other contemporary messaging platform that has become as ubiquitous and relevant as Whatsapp. Even if one is wary of new privacy updates, one cannot switch easily to another messaging platform because of Whatsapp’s ubiquitousness, relevancy, and intuitiveness. Whatsapp has reached such a critical mass that one will become obsolete, if not on it. With its statuses, payments, groups, and in-app-business-ecosystem with a possibility of third-party service integration, it’s a mini social network in and of itself. Whatsapp seamlessly facilitates the exchange of 100 billion messages per day. i.e. 1,157,407 messages per second. No other messaging platform doesn’t even attempt any of that and hence won’t be able to make even a dent in WhatsApp’s empire. Unless programmers figure out an equivalent easy to use, end-to-end encrypted messaging platform that respects user’s privacy, switching to other platforms remains an elusive goal. 

#Signal is proliferating precipitately and helping spread end-to-end encryption to everyone. Signal is viewed by security experts as the gold standard for secure mobile messaging. Signal’s servers do not get to see phone contacts in the phone book, as the numbers are hashed beforehand to muddy the trial. Signal does not have a record of your contacts, social graph, conversation list, location, user avatar, user profile name, group memberships, group titles, or group avatars. But it’s adoption rate is really poor and is mostly preferred by privacy diehards, activists, and cybersecurity nerds.

The data sharing is here to stay at least for the time being. It’ll take changing hearts and minds before that changes.

ब्लैक लाइव्स मैटर तो “व्हाइट लाइव्स मैटर” क्यों नहीं?

Nagendra Pratap Singh
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ब्लैक लाइव्स मैटर तो “व्हाइट लाइव्स मैटर” क्यों नहीं?

25 मई 2020 को जब एक अपराधी जॉर्ज फ्लायड की पुलिस कार्यवाही के दौरान दुर्घटनावश मौत हो गयी तो, समाज के सभी सफेदपोश लिबरल्स, वामपंथीयों, छद्मधर्मनिरपेछता वादीयों ने इसे नस्लवाद का प्रहार करार दिया और इसके विरोध के नाम पर संयुक्त राज्य अमेरिका के 40 शहरों में लूटपाट, आगाजनी, दंगो, हत्या, बलात्कार का वो ताडंव खेला कि पूरी दुनिया सिहर उठी।

ब्लैक लाइव्स मैटर के नाम पर हजारों करोड़ की सरकारी व गैर सरकारी संपत्तियों के नुकसान पहुँचाया गया। कई व्हाइट लाइव्स को समाप्त कर दिया गया पर ये सफेदपोश मार्क जूकरबर्ग या ट्वीटर वाले, या ईंस्टाग्राम वाले का अन्य सोशल मिडीया के अरबपतियों के मुँह से छोड़िये शरीर के किसी अन्य अंग से भी आवाज नहीं आयी।

ब्लैक लाइव्स मैटर नामक आंदोलन के नाम पर ना जाने कितने मासूम पुलिस अधिकारीयों पर जानलेवा हमले किये गये,  क्योंकि वो गोरे थे पर इन फेसबुक, ट्वीटर व ईंस्टाग्राम वाले निम्न कोटी की निकृष्ट मानसिकता वाले मनोरोगी मालिकों का माथे पर जरा भी शिकन नहीं आयी, ये ढपोरसंखी खिस निपोरते इस आंदोलन में अमेरिका को ही नहीं अपितु यूरोप के कई देशों (जिसमें ब्रिटेन, जर्मनी व स्पेन इत्यादि सम्मिलित हैं) में इस भयानकता को फैलते हुए देखते रहे।

ब्लैक लाइव्स मैटर की आड़ में जब इन्ही ढ़पोरसंखियों नें राष्ट्रपति भवन अर्थात व्हाइट हाउस पर आक्रमण करने की पूरी योजना बना ली थी तब किसी के मुँह से और ना तशरीफ से इसके विरोध में आवाज निकली। वो तो वहाँ की पुलिस ने कमान संभाल लिया वरना ये निम्न कोटी की निकृष्ट मानसिकता वाले मनोरोगी शायद व्हाइट हाउस को खत्म कर चुके होते।

दुनिया के जितने लुटियन गैंग, खान गैंग, लिबरल गैंग या सेक्युलर गैंग के सफेदपोश ढपोरसंखी थे सभी ने एक साथ अमेरिका के सबसे महान व क्रांतिकारी राष्ट्रपति श्री डोनाल्ड ट्रंप के विरूद्ध षड़यंत्र रचना शुरू कर दिया। पैसे और रूतबे का खेल खेला गया चुनाव में जमकर धाँधली की गयी और रिपब्लिकन पार्टी के जुझारू कार्यकर्ता और अमेरिका के महानतम राष्ट्रपति श्री डोनाल्ड ट्रंप की जीत को हार में बदल दिया गया।

राष्ट्रवादी अमेरिकीयों के सपने को चुनाव में धाँधली के जरिये चकनाचूर कर देने वाले उन सफेदपोशों नें ब्लैक लाइव्स मैटर के नाम पर हुए दंगो को सही ठहराने की कोशिश की पर वही लोग नीचता की पराकाष्ठा को पार करते हुए अमेरिकी संसद पर हुए राष्ट्रवादीयों को शांतिपूर्ण आंदोलन को घरेलू आतंकवाद की उपमा दे रहे हैं।

6 जनवरी की भाषण में अमेरिका के सबसे महान राष्ट्रवादी राष्ट्रपति श्री डोनाल्ड ट्रंप ने कुछ भी ऐसा नहीं कहा जिसे भडकाऊ कहा जा सके।उन्होंनें केवल अपनी भावनायें व्यक्त की और उन भावनावों में कुछ भी ऐसा नहीं कहा जिसे भड़काने वाला या दुष्प्रेरित करने वाला माना जा सके!

संसद के सामने ये रिपब्लिकन पार्टी के समर्थक केवल शांतिपूर्ण ढंग से अपना विरोध प्रदर्शन करना चाहते थे परंतु  डैमोक्रेटिक ढ़पोरसंखियों ने फेसबुक वाले सफेदपोशों के साथ मिलकर उन्हें उकसाया, उनकी भावनाओं का मजाक बनाया, उन्हें संयुक्त राज्य अमेरिका का दुश्मन साबित करने की कोशिश की और उनके सर्वप्रिय व लोकप्रिय नेता श्री डोनाल्ड ट्रंप के बारे में अभद्र व असामाजिक टिप्पणियां की जिसके कारण उनको हृदयाघात सा हुआ और उन्होंने संसद में घुसने की कोशिश की….पर जिन पुलिस वाले ब्लैक लाइव्स मैटर की आड़ में पूरे अमेरिका को लुटता पिटता जलता व उजड़ता हुआ देखते रहे,  उन्होंने इन राष्ट्रवादीयों पर गोली चला दी और एक महिला सहित चार राष्ट्रवादी अमेरिकी की हत्या कर दी।

महिला को तो सीधे गोली मार दी गयी!अब प्रश्न ये है कि सोच, समझ व व्यवहार में समाज का ये दोगलापन क्यों?

जब जॉर्ज फ्लायड नामक एक गुण्डा, अपराधी व असामाजिक अश्वेत पुलिसिया कार्यवाही के दौरान दुर्घटनापूर्ण तरीके से मृत्यु तो प्राप्त हो जाता है तो इसे नस्लभेद का आवरण देकर ना केवल आंदोलन चलाया जाता है अपितु कई मासूम श्वेतों की बली ले ली जाती है और फिर भी उन दंगाइयों, आतंकीयों व बालात्कारियों को क्रांतिकारी बताकर महिमामण्डन किया जाता है, परंतु जब श्वेत व राष्ट्रवादी अमेरिकी अपने प्रति हुए धोखे के विरोध में शांतिपूर्ण तरीके से धरना प्रदर्शन करते हैं तो पहले उन्हें उकसाया जाता है फिर घरेलू आतंकी बताकर गोली मार दी जाती है।

अमेरिकी संसद पर राष्ट्रवादीयों नें जो कुछ भी किया वो उनका अधिकार था, कयोंकि वो
1:-अपने राष्ट्र से प्रेम करते हैं।

2:-अपने राष्ट्र को लिबरल्स, सेक्युलर्स व सफेदपोश व्यवसायीयों के हाथों का खिलौना नहीं बनने देना चाहते!
3:- अपने देश में पुन: 9/11 जैसी आतंकी घटना नहीं चाहते।

4:- वे अपने देश को नस्लवाद, वामपंथ व सेक्युलरवाद की प्रयोगशाला नहीं बनने देना चाहते।
5:- वे अपने राष्ट्र, अपनी संस्कृति व अपनी सभ्यता को बचाये रखना चाहते हैं।
6:- अमेरिकी होने पर गर्व महसूस करते हैं।

अब इसमें गलत क्या है, क्या राष्ट्रवाद की विचारधारा गलत है?

यहाँ पर गौर करने वाली सबसे महत्वपूर्ण तथ्य से है कि इन राष्ट्रवादीयों को द्वारा अपने प्रदर्शन के दौरान किसी भी स्तर की हिंसक कार्यवाही नहीं की गयी, परंतु उन्हें बदनाम करने के लिए जबर्दस्त प्रोपेगेंडा चलाया गया। गौरतलब है सोशल मिडीया के बड़े प्लेटफार्मों के मालिकों के चरित्र का दोहरापन। यदि आप लिबरल गैंग के हैं, वामपंथीयों को गैंग के हैं, खान गैंग के हैं या स्युडोसेक्युलर हैं तो आप कितनी भी

1:-भड़काऊ पोस्ट डालें,

2:-अपमान करने वाले पोस्ट डालें,

3:-धार्मिक भावनाओं को चोट पहुँचाने वाली पोस्ट डाले या

4:-अश्लील पोस्ट डाले!

फेसबूक, ट्वीटर, ईंस्टाग्राम व व्हाट्सअप जैसे सोशल मिडीया के मालिक अपने आँख, कान, मुँह व पता नहीं क्या क्या बंद करके बैठ जाते हैं और जो प्रतिक्रिया होती है उनसे उन्हें कोई सरोकार नहीं होता! परंतु यदि आप देशभक्त/राष्ट्रवादी हैं तो आपकी सामान्य सी पोस्ट भी इन सफेदपोशों को हजम नहीं होती वो या तो आपको चेतावनी देते हैं या फिर आपका एकाउंट ही सस्पैंड कर देते हैं। भाई ब्लैक लाइव्स मैटर तो व्हाइट लाइव्स मैटर क्यों नहीं।

क्या अपने राष्ट्र, उसकी सुरछा, उसकी अखंडता व उसकी संप्रभुता के बारे में सोचना, समझना, बात करना व उसके अनुसार व्यवहार करना व यथोचित प्रबंध करना अपराध है।

मैं एक बार पुनः ये जिज्ञासा प्रकट करना चाहता हूँ  की यदि कोई व्यक्ति अपने देश के प्रति समर्पण की भावना रखते हुए, अनावश्यक प्रवासियों के घुसपैठ पर आवाज उठता है और उन्हें रोकने को वकालत करता है तो फिर इसमें गलत क्या है? इतिहास गवाह है की सबसे ज्यादा प्रवासी एक ही मज़हब से निकलते हैं और शरण पाने के लिए वे कम्युनिस्टों के साशन वाले देशों या उन देशों में नहीं जाते जंहा उनका मज़हब उस देश का राष्ट्रीय मज़हब होता है, अपितु वे इसके उलट उन देशों की ओर पलायन करते हैं जहाँ उनके मज़हब के लोग अल्पसंख्यक अवस्था में होते हैं, उदाहरण के लिए म्यंमार से भागे रोहंगिया पड़ोस के चीन, पाकिस्तान व् बांग्लादेश में न जाकर भारत में शरण पाने के लिए भागे भागे चले आये। इसी प्रकार सीरिया, यमन, जार्डन या अफ्रीकी देशों के मुसलमान कभी सऊदी अरब, ईरान, इराक, कुवैत, तुर्की या बहरीन इत्यादि देशो में न जाकर फ्रांस, जर्मनी, अमेरिका, ब्रिटेन या इटली जैसे देशों में शरण क्यों लेते हैं?

जब अमेरिका के सबसे महान राष्ट्रपति श्री डोनाल्ड ट्रम्प इस मामले में आवाज उठाते हैं और राष्ट्रवादी अमेरिकी उनका साथ देते हैं तो इसे नफ़रत फ़ैलाने वाला या नस्लवाद फ़ैलाने वाला कार्य मान लिया जाता है।

इन्ही  इलेक्ट्रानिक मीडिया या सोशल मिडिया  का लाभ उठाकर सफेदपोशो द्वारा “अबू बकर अल बगदादी” जैसे बलात्कारी, लुटेरे, चोर व् उचक्के को एक “स्कालर” बताया जाता है, ओसामा बिन लादेन जैसे मासूम इंसानो का खून पीने वाले दरिंदे को इंजीनियर बताया जाता है, सैकड़ो मासूम लोगो की हत्या करने वाले चोर, गद्दार व भगोड़े दावूद इब्राहिम को एक पुलिस वाले का लड़का बताया जाता है। तो क्या ये जायज़ है?

कौन भूल सकता है पेरिस के उस टीचर की गला रेत कर की गयी हत्या, जो किसी और ने नही अपितु एक शरण पाने वाले मुस्लिम चरमपंथी ने की थी और उसके बाद जो घटनाये हुई उससे आप भलिभाती अवगत है।

अब प्रश्न ये उठता है की क्या वाक् अभिव्यक्ति का अधिकार केवल इन सफेदपोशो को है, उन लोगो के पास नहीं जो वास्तव में केवल अपने देश, अपनी संस्कृति, अपनी सभ्यता व् अपनी भाषा को  सुरछित रखना चाहते हैं। अतः अमेरिका के सबसे महान राष्ट्रपति ने और उनके राष्ट्रवादी समर्थको ने कुछ भी ऐसा कार्य नहीं किया जिसे अपराध की श्रेणी में रखा जा सके।

यदि ब्लैक लाइव्स मैटर तो व्हाइट लाइव्स आल्सो मैटर

मैं ईश्वर से प्रार्थना करता हूँ की उन चारो बलिदानियों की आत्मा को शांति प्रदान करे, क्योंकि उन्होंने अपने देश के लिए अपना सर्वोच्च बलिदान दिया है।

नागेंद्र प्रताप सिंह (अधिवक्ता)

Impact of stimulus on asset class leading to higher public debt & possible debt defaults

UMESH KUMAR AGARWAL
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Impact of stimulus on asset class leading to higher public debt & possible debt defaults

The global liquidity surge due to expanded balance sheets of central banks around the world has led to surge in value of houses, stocks, bitcoins depicting strong inflation. The value of the currency in circulation drops when the Central Banks prints currency and this result in the drop in purchasing power due to too much of cash in a stagnant economy. The lab engineered global pandemic of Wuhan in 2020 has caused collapse of small & medium Business enterprises, led to spike in massive unemployment, restriction in movements, widespread substance abuse.

And the stimulous money printed to provide dole outs to the masses has actually led to rise in Consumer borrowing, educational loans, auto loans, mortgage debt, credit card debts. The cost of living is going up and Consumers are borrowing from the future to spend in the present. The debt fuel spending cant go on forever and day of reckoning will arive when you will have to service the debt. As the popular saying is “If we do not inherit earth from our ancestors, we borrow it from our children”.

For example in United States the American households are receiving $2,000 and this M1 money supply is recipe of inflation in the economy with all round increase in prices of assets class. And this stimulus money actually penalizes the genuine tax payers. The total federal outstanding US Debt has recently jumped to $27.5 Trillion Dollars and that’s roughly 106% of GDP.The debt obligations of America is higher than GDP of many countries. A default in the US Treasury would be catastrophic to the world economy with its interconnected banking systems.

The global pandemic has affected India’s economic activity after government imposed lockdowns. The fiscal stimulus provided by the government through Prime Minister Garib Kalyan Yojana, for poor, urban and rural workers, and those in need of immediate attention to tackle the economic crisis has led to sharp rise in India’s public debt to GDP ratio hit record high of 90% in 2020. The ratio was 72.3 per cent in 2019 and 68.8 per cent five years ago in 2015.

The debt-to-GDP ratio shows how likely a country is to pay off its debt. The higher the ratio, the less likely the country will repay its debt and the higher its risk of default. Investors often look at this ratio to evaluate the government’s ability to fund its debt. According to a World Bank report, if the debt-to-GDP ratio of a country exceeds 77 per cent for a prolonged duration, it slows down economic growth. High public debt will lead to reduced expenditure in Development projects and this would lead to higher taxes to augment revenues and cover up the deficit. The currency circulation has gone up because of liquidity injection by RBI during the pandemic. According to data released by the Reserve Bank of India, currency in circulation grew by Rs 5,01,405 crore between January 1, 2019, and January 1, 2020. Overall, it has gone up to Rs 27,70,315 crore, up 22% from the previous year.

Now the question is will the Central Banks around the world will continue create more debt to pay off their previous balance? India’s fiscal deficit touched 115% of the budgeted target in the first half of 2020-21. The Indian Government Interest payment liability is around Rs.6 Lakh crore year and that is about one fourth of the total budgeted expenditure. And fixing the mismatch should be the first order priority of the government.

With the Fed Balance sheet currently at $ 7.4 Trillion & set to expand to between $8.5 trillion and $10 trillion by the end of 2021 we shall find continue rise in prices of commodities across the globe leading to possible defaults of accumulated debts in years to come. The Government might force to nationalize some sectors to bridge the deficit. And this will force the world towards debt slavery and the reset might be introduction of Global Digital currency. If you felt that 2020 was volatile, then gear up for 2021 which shall be more turbulent. And with hyperinflation setting in, stock markets will soar further and Bitcoin is inching higher soaring by 800% in 2020. Its time to book your gains in the capital markets and shift to bullion Gold / Silver as the economy in the main street has no correlation with Wall Street / Dalal Street touching new high. Its purely liquidity driven market and its time to move to safer avenues of Investment.

Part-5: Are farmers from all over India protesting?

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Part-5: Are farmers from all over India protesting?

It is silly to say that Indian farmers are protesting. While much of the protests are political, most of the protests seem to be from one state, Punjab.

To understand why, it would help to understand that Punjab rice farmers sell 100% of their produce through MSP compared to say 1% in a state like West Bengal. Farmers from just 3 states – Punjab, Haryana and Uttar Pradesh account for 56% of all wheat and rice procurement by the Government. Hence Punjab enjoys something close to a monopoly when it comes to wheat and rice procurement from farmers. As is the problem with monopolies, they are not sustainable forever.

The Indian Government at some point will need to understand that India is bigger than just Punjab and Haryana. MSP procurement is meant for poor farmers in remote regions across India and is not an exclusive scheme for rich farmers in the richest states. Farmers in Punjab are the richest in India with an average monthly net income of Rs 16,020 (compared to an Andhra farmer who makes Rs 5842 or a Gujarati farmer who makes Rs 3523). Other states like Madhya Pradesh, Chhattisgarh and Telangana are already complaining of being discriminated against and the Government is turning its attention there by building storage and transportation networks.

Secondly, only 6% of produce are being sold under MSP. This means that more than 90% of farmers don’t use MSP to sell their produce. If the huge majority of farmers are not using MSP to sell, why should they care about MSP guarantees. Clearly, nobody outside the Punjabi and Haryana farmers have much stake in the current farmer reform discussion. Why should they protest if they don’t even avail the service?

Hence contrary to mischievous media reports that “All Indian Farmers are up in arms”, it would be more accurate to say that “Rich Punjabi farmers, middlemen and loansharks are up in arms” against agricultural reform. Even their demands are uncompromising – stop all reform and go back to status quo, however terrible it may have been. Which sensible poor farmer would say that the previous system had the best possible outcome and reform should be stopped at all costs.

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